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Personal profile

Research interests

My research spans a variety of topics that integrate finance, technology, and human/organizational behaviour. In that regard, I have an inter-disciplinary perspective covering digital transformation strategy, financial innovation, technology adoption and decision-making by incumbent financial services institutions, fintech companies as well as end-users.

My peer-reviewed publications focused on understanding of how new technologies (such as mobility, big data and AI) and regulations (such as GDPR, PSD2) are reshaping the financial services business models, and their impact on (i) firm performance, (ii) financial literacy, (iii) financial inclusion and (iv) technology adoption.

My research in progress focuses on Fintech particularly on ICOs as a means of entrepreneurial finance and impact of fintech on enhancing access to finance particularly for SMEs. I intend to expand my research portfolio in these areas as well as in productivity gains of open banking, which offers an open innovation context for banks to innovate with fintechs.

Supervisory Interests

  • Financial Technologies (Fintech)
  • Financial Economics with a focus on SME finance
  • Digital Innovation and Technology Adoption

Scholarly biography

I joined Brighton Business School recently as a Senior Lecturer in Finance. Previously, I have worked as a Professor of Finance at Bogazici University, where I have founded the Digital Finance Working Group that focuses on Fintech research, teaching and consultancy. I have received the prestigous Marie Curie Fellowship of the EU People Program in 2008 and worked as a Marie Curie Fellow at the Bayes (formerly Cass) Business School. I have published in leading finance journals such as Journal of Corporate Finance, Journal of Financial Services Research and International Review of Financial Analysis. I have supervised numerous MA and PhD theses in the areas of Fintech, corporate finance and banking with a focus on digital transformation.

Approach to teaching

I have 20+ years of teaching and research experience in finance and information systems. I have taught Corporate Finance, Financial Accounting and Investments at both undergraduate and graduate levels and Fintech, Information Technology Investments and Electronic Finance Strategies at the graduate level. I have also delivered executive training on topics such as blockchain, credit scoring and corporate finance. I have a research-oriented and case-based blended teaching approach. I develop my own teaching material and complement it with state-of-the-art research findings, cases and where relevant with my own research output. I also invite guest speakers from the industry for students to engage with and develop their networks.

Education/Academic qualification

PhD, Bogazici University

Award Date: 2 Jul 2004

Master, Koc University

Award Date: 1 Jun 2000

External positions

Observing Member at Global Blockchain Business Council

2023 → …

Member at TRAIS

2016 → …

Fellow at Emerging Markets Group (EMG)

2008 → …

Keywords

  • HG Finance
  • Fintech
  • Corporate Finance
  • Digital Innovation
  • ESG
  • Financial Inclusion

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Collaborations and top research areas from the last five years

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  • Regional Fintech Report for Türkiye, Romania, and Bulgaria

    Ozturkkal, B., Onay Sahin, C., Yildirim, C., Strat, V. A., Radev, D., Penev, G., Pele, D. T., Chinie, C., Grosu, F., Darie, F. C., Mare, C., Damian, V. & Coita, I., 22 Oct 2025, Transparency in FinTech: Exploring Technological Advances, Regulation, and Societal Impact with Case Studies. Osterrieder, J., Coita, I. F. & Dzurovski, A. (eds.). Palgrave Macmillan, p. 199–225 27 p. (Palgrave Studies in Financial Services Technology).

    Research output: Chapter in Book/Conference proceeding with ISSN or ISBNChapterpeer-review

  • Turkiye Fintech Arastirmasi

    Translated title of the contribution: Turkiye Fintech ReportOnay Sahin, C., Ozturkkal, B. & Yildirim, C., Mar 2025, KPMG Turkiye. 23 p.

    Research output: Book/ReportCommissioned report

    Open Access
    File
  • Foreign investors, firm level productivity, and European economic integration

    Bailey, W., Muradoglu, G., Onay Sahin, C. & Phylaktis, K., 1 Mar 2024, In: Journal of Corporate Finance. 85, 102564.

    Research output: Contribution to journalArticlepeer-review

  • Overcoming resistance barriers in mobile banking through financial literacy

    Onay, C., AYDIN, G. & Kohen, S., 1 Feb 2023, In: International Journal of Mobile Communications. 21, 3

    Research output: Contribution to journalArticlepeer-review

  • Impact of gamification on mitigating behavioral biases of investors

    Şenol, D. & Onay, C., 26 Nov 2022, In: Journal of behavioral and experimental finance. 37, 100772.

    Research output: Contribution to journalArticlepeer-review

    Open Access
    File